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How To Make And Save Money In The Cost Of Living Crisis 2023

Updated: Feb 2

By Claire The Millennial Londoner


Disclaimer: The methods in this blog post aren't guaranteed success, you may earn more or less than the figures stated. If you need financial advice please speak to a financial advisor. This post contains affiliate links that allow me to earn a commission at no extra cost to you.


It's no secret this current cost of living crisis is only going to get worse. The poor and middle class will likely take the biggest hit these next few years so preparing for it now will help you get by during the worst of this recession.

Making money online is a great way to earn extra money from essentially anywhere in the world. Having multiple side hustles is so important when you can't be certain of the future because you are more likely to succeed than to fail. It doesn't have to be full-time because the last thing you'll wanna do after a long day of work or school is doing more work.

The methods I'll give you are methods that will give you quick money, I've made similar posts on how to make money online if you'd like more long-term money-making methods.

There are other ways to earn money too that won't require building a website, internet presence, product research or a lot of capital to begin with. In this post, I'll give a few ways you can make QUICK cash now as well as ways to save money.

Here Are A Few Ways To Make Quick Cash Now

1. Completing Surveys

This one is common when you search for ways to make money online but it truly works. I have made around £500 in my spare time doing surveys which isn't too bad (it's just quite time-consuming).

There are plenty of survey sites out there, I have spent countless hours over the years trying each and every one of them. I'll make a dedicated post in the future showing all the survey sites I've tested along with the pros and cons of them all.

The Top Survey Sites I Recommend Are...

Qmee (Instant Cash To Paypal)

I love Qmee cause you can earn from surveys, get cashback and get paid around 5/10p for searching the internet. In my spare time, I've made over £300 from Qmee alone which is pretty decent considering you're just answering questions.

(If you use my link you'll get an extra 50p next time you cash out.)

Curious Cat (Instant Cash To Paypal)

Curious cat is another way to make quick money straight to your PayPal account from answering surveys. I like curious cat cause you can just answer surveys and once you earn £1 you can cash out and the money goes straight to your Paypal. A lot of survey sites will require you to hit a threshold and will take a few days to receive the money so this app is a great way to earn money from completing surveys with a low cashout threshold and you can get the money instantly.

Swagbucks (Redeem Money Within A Few Days Of Cashing Out)

Swagbucks is one of the OG's when it comes to survey sites but it is one of the best in terms of versatility. You can earn Swagbucks by searching the internet, playing games (certain levels are required within 7 days), completing surveys and getting cashback (Swagbucks Extension Required).

2. Sell Products On Facebook Marketplace

This one is one of my new favourite methods of making money pretty quickly, there are over a BILLION Facebook Marketplace users so it's a no-brainer to start selling stuff on there. The beauty of Facebook Marketplace is there are NO FEES yep you read that right, to sell on Facebook is completely FREE. Ebay on the other hand has fees so your profit margins will be smaller than if you were to sell them on Facebook. You can get the money pretty much instantly (as long as the buyer is willing to pay for it ASAP). Ebay will

If you have a Facebook account then you'll have access to the Facebook Marketplace, you can browse through it and see what people sell and see if you have anything lying around the house that you can sell. Facebook Pay is a great way to protect you and your buyers so if you have the option to use it you should.

3. Sell Goods For Instant Cash (Cash Converters, CEX, Cash Generator, MusicMagpie)

Another easy way to make quick cash is selling your stuff at Cash Converters, CEX, Cash Generator or MusicMagpie. There are plenty of stores that will purchase your old unwanted items for cash or a voucher for the store. If you have old printers, phones or household items you no longer use then you might be sitting on some extra cash you could be saving for a rainy day.

4. Coinstar

Speaking of sitting on extra cash, you'd be surprised how much money you might have laying around the house in the form of pennies. There are Coinstar machines all over the UK where you can trade your old pennies and coppers for paper notes. I had over £40 worth of coins laying around the house the first time I used Coinstar which BLEW MY MIND.

5. Oyster Card

This is a cheeky one but if you have a spare Oyster card laying around your house that you no longer use, you can sell it. If you go to your local train station and tap the machine you can click "Oyster Refund" this will not only give you the £5 back for the Oyster Card but also any remaining balance left on it.

I've done this a few times and have been able to get around £30 back from the cards and the remaining balance on them. Once you get the money back you won't be able to use that card anymore so you can discard it.

Next up are ways you can SAVE money during the cost of living crisis...

1. Honey

Honey is a fantastic tool to save money (when shopping online) which can scout for discount codes or offer cashback. You simply download the extension, sign up and let honey do the work in finding you the best prices. If you keep Honey active all the time you'll be notified anytime there are coupons or cashback offers.

2. Topcashback

Topcashback is another great tool to use to save money AND you can actually make money from the money you save. You can download the chrome extension and start earning cash from shopping online.

3. Join Loyalty Programmes

This one is obvious but joining loyalty programmes is important, I personally love Lidl's loyalty programme because you can get £2 off every time you spend £100 a month and £10 off when you spend £200. Most loyalty programmes will help you save money here and there on certain items or earn vouchers to spend in-store.

To Sum Up

And there you have it here are some ways you can make and save money during the cost of living crisis. I'll make more posts showing you ways to make money similar to these that won't require a lot of effort or capital to start. As always feedback is greatly appreciated and be sure to subscribe so you can be notified when a new blog post comes out.

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